As previously reported on
ANN, USUA has announced that 3rd party liability insurance is now
available for USUA members. And now, the applications for this
program have been posted online. This new USUA program is being
administered by First Flight Insurance Group located in Kitty Hawk
NC- a leading provider of sport aviation insurance- and
underwritten by Lloyds of London.
USUA states that, "It is important to note that this policy will
offer 3rd party liability insurance coverage for non-commercial
operations only. First Flight presently offers a more comprehensive
coverage package to commercial operations (instructors and flight
schools), and have done so for several years. They offer a variety
of plans ranging from commercial 3rd Party Liability to full
coverage, designed to fit each instructor’s needs. If you are
a BFI, USUA encourages you to look into these commercial programs.
This new program is designed to allow non-commercial ultralight
pilots the benefits that insurance coverage can offer. It has been
offered to USUA pilots as a result of the industry recognized high
standards, safety record and integrity of the USUA ultralight pilot
training program."
According to USUA, over
the past seven years First Flight Insurance Group has insured
operations such as; parasailing, hang gliding, paragliding,
ultralight instruction, underwater instructors, kite boarding,
water ski instruction and many other such activities. They also
provide a liability market for recreational rental businesses, like
jet ski, kayak, canoe, sail and pontoon boat rentals. First Flight
presently insures the United States Ultralight Association, the
United States Hang Gliding Association, the National Association of
Underwater Instructors, and provides coverage for members of the
Professional Air Sports Association.
USUA also stresses that this new program is being administered
solely by First Flight Insurance Group, and that USUA staff is not
involved with processing policies or responding to any future
claims.
Program Stats
$375.95 per airplane, with up to 2 pilots listed.
PROGRAM AVAILABILITY
Current USUA members,
with a USUA ultralight pilot registration, flying airplanes
registered with USUA. If you do not yet have your pilot
registration, visit www.usua.org/arp/arp.html
for program details and requirements. This page also details how
ultralight pilots registered with other organizations can take
advantage of this program.
VEHICLE COVERAGE
Single or two-place fixed, flexible or collapsible wing, engine
powered aircraft, which must be USUA Registered of not more than
992 U.S. pounds (450 kilograms) which has a power-off stall speed
which does not exceed 35 knots (40 mph) calibrated airspeed at
maximum gross weight including power hang gliders,
powered para gliders and powered parachutes.
LIMITS OF INSURANCE
Bodily Injury - Per Person Per Accident: $ 100,000
Property Damage - Per Accident: $ 250,000
Bodily Injury & Property Damage Combined Per Accident: $
1,000,000
Bodily Injury & Property Damage Aggregate: $ 1,000,000
Medical Expense Limit - Per Person: $ 1,000