As previously reported on ANN, USUA has announced that 3rd party liability insurance is now available for USUA members. And now, the applications for this program have been posted online. This new USUA program is being administered by First Flight Insurance Group located in Kitty Hawk NC- a leading provider of sport aviation insurance- and underwritten by Lloyds of London.

USUA states that, "It is important to note that this policy will offer 3rd party liability insurance coverage for non-commercial operations only. First Flight presently offers a more comprehensive coverage package to commercial operations (instructors and flight schools), and have done so for several years. They offer a variety of plans ranging from commercial 3rd Party Liability to full coverage, designed to fit each instructor’s needs. If you are a BFI, USUA encourages you to look into these commercial programs. This new program is designed to allow non-commercial ultralight pilots the benefits that insurance coverage can offer. It has been offered to USUA pilots as a result of the industry recognized high standards, safety record and integrity of the USUA ultralight pilot training program."

According to USUA, over the past seven years First Flight Insurance Group has insured operations such as; parasailing, hang gliding, paragliding, ultralight instruction, underwater instructors, kite boarding, water ski instruction and many other such activities. They also provide a liability market for recreational rental businesses, like jet ski, kayak, canoe, sail and pontoon boat rentals. First Flight presently insures the United States Ultralight Association, the United States Hang Gliding Association, the National Association of Underwater Instructors, and provides coverage for members of the Professional Air Sports Association.

USUA also stresses that this new program is being administered solely by First Flight Insurance Group, and that USUA staff is not involved with processing policies or responding to any future claims.

Program Stats

$375.95 per airplane, with up to 2 pilots listed.

PROGRAM AVAILABILITY

Current USUA members, with a USUA ultralight pilot registration, flying airplanes registered with USUA. If you do not yet have your pilot registration, visit www.usua.org/arp/arp.html for program details and requirements. This page also details how ultralight pilots registered with other organizations can take advantage of this program.

VEHICLE COVERAGE

Single or two-place fixed, flexible or collapsible wing, engine powered aircraft, which must be USUA Registered of not more than 992 U.S. pounds (450 kilograms) which has a power-off stall speed which does not exceed 35 knots (40 mph) calibrated airspeed at maximum gross weight including power hang gliders,
powered para gliders and powered parachutes.

LIMITS OF INSURANCE

Bodily Injury - Per Person Per Accident: $ 100,000
Property Damage - Per Accident: $ 250,000
Bodily Injury & Property Damage Combined Per Accident: $ 1,000,000
Bodily Injury & Property Damage Aggregate: $ 1,000,000
Medical Expense Limit - Per Person: $ 1,000

FMI: www.usua.org, www.usua.org/Insurance/Insurance.html